Privacy Policy
Your privacy is important to us and Generational Wealth is committed to protecting your personal data. This privacy policy explains what personal data we collect from you and how we use it. We may change this policy from time to time so please check this page occasionally.
This privacy policy has been written to provide you with information about:
•What data we collect from you
•How your personal data is collected from you
•How we use your personal data
•Your legal rights relating to your personal data
We are Generational Wealth, this data protection statement sets out how we’ll use your personal data.
You can contact our Data Protection Officer (DPO) at: Generational Wealth 1052 Christchurch Road, Bournemouth, Dorset, BH7 6DS.
Or email: [email protected] if you have any questions.
The Types Of Data We Collect And Use
Whether or not you become a customer, we’ll use your personal data for the reasons set out below and if you become a customer we’ll use to manage the
account, service or product you’ve applied for.
We’ll collect most of this directly during the application journey.
The sources of personal data we use may include:
Full name and personal details including contact information (eg. Home address and address history, email address, home and mobile telephone numbers);
Records of products and service you’ve obtained, or applied for.
Providing Your Personal Data
We’ll tell you if providing some personal data is optional, including if we ask for your consent to process it. In all other cases you must provide your personal data so we can process your application (unless you’re a customer and we already hold your details).
Using Your Personal Data: The Legal Basis And Purpose.
We’ll process your personal data:
1.As necessary to perform our contract with you for the relevant account, product or service:
a.To manage and perform that contract
b.To update our records; and
c.To trace your whereabouts to contact you about your account.
2. As necessary for our own legitimate interests;
a.To monitor emails, calls, other communications and activities on your account;
b.For market research analysis and developing statistics; and
c.To send you marketing communications, including automated decision making relating to this.
3.As necessary to comply with a legal obligation, e.g.
a.When you exercise your rights under data protection law and make requests; and
b.For compliance with legal and regulatory requirements and related disclosures;
4.Based on your consent, e.g.
a.To send you marketing communications.
5.Marketing Data that includes data about your preferences in receiving marketing from us and our third parties and your communication preferences. We process this data to enable you to partake in our promotions such as competitions, to deliver relevant website content and email promotions and advertisements to you and measure or understand the effectiveness of this advertising. Our lawful ground for this processing is our legitimate interests which in this case are to study how customers use our products/services, to develop them, to grow our business and to decide our marketing strategy.
We may use Customer Data, User Data, Technical Data and Marketing Data to deliver relevant website content and direct mail advertisements to you (including Facebook adverts or other display advertisements) and to measure or understand the effectiveness of the advertising we serve you. Our lawful ground for this processing is legitimate interests which is to grow our business. We may also use such data to send other marketing communications to you. Our lawful ground for this processing is either consent or legitimate interests (namely to grow our business).
You’re free at any time to change your mind and withdraw your consent.
The consequence might be that we can’t do certain things for you.
Sharing of your personal data Subject to applicable data protection law, we may share your personal data with:
Subcontractors and other persons who help us provide our products and services;
Companies and other persons providing services to us;
Our legal and other professional advisors, including auditors;
Other organisations who use shared databases;
Courts, to comply with legal requirements;
When we restructure or sell our business or its assets or have a merger or re-organisation;
Market research organisations that help to improve our products or services;
Payment systems;
Anyone else where we have your consent or where it is required.
Your Marketing Preferences
We’ll use your home address, phone numbers, email address and social media (e.g. Facebook, Google and message facilities in other platforms), to contact you according to your preference. You can change your preferences or unsubscribe at any time by contacting us*.
If you have previously told us that you don’t want information on other products and services or to be included in market research, we will continue to respect your wishes.
Criteria used to determine retention periods (whether or not you become a customer).
The following criteria are used to determine data retention period for your personal data:
Retention in case of queries.
We’ll retain your personal data as long as necessary to deal with your queries and account.
Your rights under applicable data protection law
Your rights are as follows (noting that these rights don’t apply in all circumstances and that data portability is only relevant from May 2018).
The right to be informed about our processing of your personal data;
The right to have your personal data corrected if its inaccurate and to have incomplete personal data completed;
The right to object to processing of your personal data;
The right to restrict processing of your personal data;
The right to have your personal data erased (the “right to be forgotten”);
The right to request access to your personal data and information about how we process it;
The right to move, copy or transfer your personal data (“data portability”); and
Rights to relation to automated decision making including profiling.
You have the right to complain to the information Commissioner’s Office. It has enforcement powers and can investigate compliance with data protection law: ico.org.uk.
(C) Copyright - All rights reserved
1052 Christchurch Road | BOURNEMOUTH | Dorset | BH7 6DS
Fax: 0870 136 620
Legal Form
DISCLAIMER AND/OR LEGAL NOTICES: The information presented in this
book represents the views of the publisher as of the date of publication. The publisher reserves the rights to alter and update their opinions based on new conditions. This book is for informational purposes only. The author and the publisher do not accept any responsibilities for any liabilities resulting from the use of this information. While every attempt has been made to verify the information provided here, the author and the publisher cannot assume any responsibility for errors, inaccuracies or omissions.
Any similarities with people or facts are unintentional. No part of this book may be
reproduced or transmitted in any form, electronic, or mechanical, including
photocopying, recording, or by any informational storage or retrieval system withoutexpressed written, dated and signed permission from the publisher.
Earnings:
Any earnings or income statements, or any earnings or income examples, are
only estimates of what we think you could earn. There is no assurance you will do
as well as stated in any examples. If you rely upon any figures provided, you
must accept the entire risk of not doing as well as the information provided. This
applies whether the earnings or income examples are monetary in nature or
pertain to advertising credits which may be earned (whether such credits are
convertible to cash or not).
There is no assurance that any prior successes or past results as to earnings or
income (whether monetary or advertising credits, whether convertible to cash or
not) will apply, nor can any prior successes be used, as an indication of your
future success or results from any of the information, content, or strategies. Any
and all claims or representations as to income or earnings (whether monetary or
advertising credits, whether convertible to cash or not) are not to be considered
as “average earnings”.